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 Private health insurance in Australia and New Zealand.

Introduction

Area of study

Government’s strategy

• introduction of rebate

• Introduction of simplified billing

• expansion of 'no gap' and 'known gap' cover

• implementation of lifetime health cover

• review of reinsurance arrangements

Why these reforms are necessary

Effects or advantages of increased level of phi

Pitfalls/disadvantage

Private health insurance in other countries

• Pakistan

• New Zealand

Health expenditure

Cost of the rebate

Key findings

Critical review of key findings

Conclusion

Recommendations

References

Tables

Abbreviations

                              GDP                                      Gross Domestic Product

                               LHC                                      Life Time Health Cover

                               MBS                                      Medicare Benefit Schedule

                               PHI                                         Private Health Insurance